What is Commerical Auto Insurance?
Commercial auto insurance is essential to protect your business from unexpected expenses if you or your employees are involved in an accident.
Your vehicles are vital to the livelihood of your business. Whether you have flatbed trucks, stake body trucks, refrigerated vans, or company cars dedicated to sales, it’s important to protect them with an auto insurance policy tailored for small businesses like yours.
We want to provide exceptional small business insurance at a price that is right for your business and to help make coverage more affordable for the small business budget.
What's Covered with a typical Commercial Auto Policy?
Liability – In case of an accident, this will protect your assets if you are legally responsible for an injury or property damage.
Medical Payments – This will cover medical costs or funeral expenses resulting from injuries sustained in an accident with your commercial vehicle.
Personal Injury Protection – This pays for medical care, lost wages and replacement services for the injured party, regardless of who is at fault in an accident.
Collision – In a collision with another vehicle or object, this will cover the damages to your commercial vehicle.
Comprehensive – This covers your commercial vehicle in an event such as a theft, fire, flood or hailstorm where something other than a collision damages your vehicle.
Uninsured and Underinsured Motorist Coverage – If your automobile is in an accident with an uninsured, an underinsured, or a hit-and-run driver, this will protect your assets.